About Me
Managing Your Money

After I declared bankruptcy for the second time, I realized I needed to learn how to manage my money a lot better. I had always kind of done my own thing in regard to balancing my checkbook and things like that, but I could tell that it wasn't working for me. Instead of continuing to guess, I realized I needed to work with a financial professional to figure out where I was going wrong. It was hard for me to open up to someone, but the meetings that I had made a huge difference. I was able to learn how to manage my money, and seven years later my finances are in great shape. Check out this blog to learn how to manage your money.


Paying Off Your Post-Holiday Bills: Helpful Hints For You

10 December 2015
 Categories: Finance & Money, Blog

When the holidays roll around, you feel inspired and sometimes even required, to go out and buy the perfect gifts for everybody in your life. After all, the holidays have become all about the spirit of giving and about delighting the people in your life with gifts. The problem with this can be that finding all of these gifts can put a major dent in your finances, even to the point where you spend a great deal more that you can afford. Read More …

Should You Bail Someone Out Of Jail?

9 December 2015
 Categories: Finance & Money, Blog

In 2011, one in twenty-five Americans was arrested, and many of them were kept in custody until someone bailed them out. With arrest rates that high, you may know someone who will need to be bailed out of jail sometime in the near future. If you are asked to provide bail, should you? The answer to that question depends on the person involved, the crime committed, and your financial resources.  Read More …

Generating Returns And Taking Smart Risks - Advantages Of High Yield Investments

8 December 2015
 Categories: , Blog

Navigating the financial sector can be a difficult task for anyone without a deep knowledge of many kinds of financial instruments, so taking the time to actively seek out the best areas to put your money is an important step. While it's understandable that many people lean towards conservatism in their financial strategies, taking a more aggressive approach can have some important benefits. Below, you'll find a guide to some of the advantages of considering high yield investments for your financial portfolio. Read More …

Prepaying Estimated Income Tax For A Self-Employed Worker

7 December 2015
 Categories: , Blog

Income tax generally must be withheld near the time that earnings are received. Some tax filers, however, work for themselves and do not have taxes automatically withheld. Self-employed individuals who need to prepay their federal income tax throughout the year can do so by estimating and paying their tax on a quarterly basis. Self-employed individuals must also report and pay Social Security and Medicare taxes on their federal income tax return. Read More …

A Certificate Of Deposit Versus A Money Market Account: Major Differences That Make A Difference In Your Future

3 December 2015
 Categories: Finance & Money, Blog

There are any number of ways you can invest your money for the future. Two of those ways, a money market account and a certificate of deposit (or CD) rely heavily on the accumulated interest they receive and the interest rate at which banks and credit unions are willing to pay. However, that is essentially where the similarities end. Investing in one over the other can really impact your future goals. Read More …