About Me
Managing Your Money

After I declared bankruptcy for the second time, I realized I needed to learn how to manage my money a lot better. I had always kind of done my own thing in regard to balancing my checkbook and things like that, but I could tell that it wasn't working for me. Instead of continuing to guess, I realized I needed to work with a financial professional to figure out where I was going wrong. It was hard for me to open up to someone, but the meetings that I had made a huge difference. I was able to learn how to manage my money, and seven years later my finances are in great shape. Check out this blog to learn how to manage your money.


Prepaying Estimated Income Tax For A Self-Employed Worker

7 December 2015
 Categories: , Blog

Income tax generally must be withheld near the time that earnings are received. Some tax filers, however, work for themselves and do not have taxes automatically withheld. Self-employed individuals who need to prepay their federal income tax throughout the year can do so by estimating and paying their tax on a quarterly basis. Self-employed individuals must also report and pay Social Security and Medicare taxes on their federal income tax return. Read More …

A Certificate Of Deposit Versus A Money Market Account: Major Differences That Make A Difference In Your Future

3 December 2015
 Categories: Finance & Money, Blog

There are any number of ways you can invest your money for the future. Two of those ways, a money market account and a certificate of deposit (or CD) rely heavily on the accumulated interest they receive and the interest rate at which banks and credit unions are willing to pay. However, that is essentially where the similarities end. Investing in one over the other can really impact your future goals. Read More …

The Cost of Refinancing Your Home

1 December 2015
 Categories: Finance & Money, Blog

If you're ready to refinance your mortgage in order to get better rates and make lower payments, the process is somewhat similar to the original mortgage application steps. Fortunately, refinancing can save you a lot of money in the long run, but it does require some legwork and some extra money up front. If you've made the decision to refinance, there are some costs you should know about before you contact the lender. Read More …

3 Accounting Tips That Freelance Writers Should Know

1 December 2015
 Categories: Finance & Money, Blog

When you start writing on a freelance basis for online media sites, magazines and newspapers, you might not realize that you are now running a business. Because of that, you'll need to keep an eye on some accounting tasks to make sure you pay appropriate taxes and maintain your finances properly. Use the following accounting tips to help you. Separate Personal and Business Spending It can be hard for you to get used to the idea that you have a business when you're writing as a freelancer. Read More …

Tips For Getting Into The Gold Market: Gold Coins

24 November 2015
 Categories: Finance & Money, Blog

If you are interested in buying and selling gold, then there is a lot of information that you need to digest before making the plunge. After all, you don't want to jeopardize your money without knowing all the facts, right? In order to get a better idea of how the gold market works, you might want to look into gold coins. To help you get a leg up on the competition, here are some tips that can help you buy and sell gold coins like a pro: Read More …